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Why is Amber Heard broke?

Amber Heard can’t pay the $10.4 million she owes Johnny Depp, her lawyer revealed Thursday.

Sources told The Post, Heard's financial issues are due to hefty legal fees associated with the the high-profile court battle with her ex-husband.

One source placed the blame on Heard’s past lavish spending, on travel, clothes, gifts and wine.

Multiple sources said the “Aquaman” star had to switch legal representation and is now relying on her homeowners insurance policy to cover the cost of her current attorneys in the case.

A vice president of the insurance firm, Pamela Johnson, was spotted in the Fairfax, Virginia court with Heard multiple times throughout her trial. Neither Johnson nor Travelers returned calls from The Post.

Jeremiah Denton Virginia lawyer

“A lot of insurance policies provide coverage for defamation but they have an exclusion in, which says we will not cover any intentional wrongdoing."

Jeremiah Denton Virginia lawyer

"In order to win a defamation case against a public figure, you have to show intentional wrongdoing. Sometimes what it requires to get the judgment kicks you out of the policy that may pay for the judgment. That’s the dilemma.”

Heard’s net worth has been estimated between $1.5 and $2.5 million as of June 2nd.

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